HardshipLetters.org offers free hardship letter writing examples to anyone who wishes to generate one. A visitor need only fill out the form questionnaire and our proprietary software will generate a sample hardship letter based entirely on the answers provided, and one that is appropriate for use in a loan modification request with the home loan lender.

The visitor who fills out the form is not filling out an application, joining a club or association or anything to which a membership is established. It should also be noted that HardshipLetters.org does not provide any financial or legal assistance in any way, shape or form, and as such, is not required to have any licenses. However, in return for creating a hardship letter using our software, the information provided in the form is distributed in confidence and in strict accordance with our privacy policy to our internal association of lawyers in order for a followup contact with the person who filled out the form after the letter is created. Our members are accredited and licensed in their respective states and jurisdictions throughout the United States.

In serving you, we draw on the firm’s resources needed to handle your matter effectively. As appropriate, we involve different lawyers and other professionals to address particular aspects of your matter.

The content of this site is meant to be informational, and it should not be considered financial advice.

HardshipLetters.org aims to provide its visitors with accurate and useful information, but every individual has specific circumstances that should be taken into consideration. We strongly recommend that you speak with a lawyer of your choosing before you make any decisions or commitments with anyone regarding the submission of a home loan modification, and in no way can HardshipLetters.org, any of its agents, contractors, employees, lawyers or any other entity associated with HardshipLetters.org be responsible for any issues as a result of utilizing the site’s offering or subsequent services.


The service provided by HardshipLetters.org is completely free and you are under no obligation to accept any of the quotes or services or to utilize any additional services of HardshipLetters.org or HomeLoanModificationLawyer.com, or any contact or construct as a result of your participation on the site.

Governing Law

Our engagement with you is governed by the laws of the state of the office where the partner primarily responsible for your matter is located and the federal laws of the United States. Any dispute between us will be dealt with exclusively in the courts of that state.

For more information, please feel free to contact us at 877-222-6650 or you may also review our privacy policy.